A Study on Savings and Investment Pattern of Urban People

  • Sharon M M. Phil (Commerce) Scholar, Sri Vidya Mandir Arts and Science college katteri, Uthangarai., Tamil Nadu, India.
  • Parthipan S Assistant Professor, PG & Research department of commerce, Sri Vidya Mandir Arts and Science college, katteri, Uthangarai Tamil Nadu, India.
Keywords: Savings and Investment, Saving an urban people, Investment an urban people


Savings are very imperative for supporting and developing rural industries. They provide several benefits for households directly. Savings could be used for
investments. Indirectly saving indicates repayment ability, also increases credit rating and as a collateral in a credit market. To study on rural savings in India need to look into four aspects namely the determinants of savings, the composition of savings, the methods of measuring savings, and the pattern of saving. The present study tries to analyze the determinants and pattern of saving behaviour in rural household in Saving is an important variable for every country to be studied for the economic growth and development of any country